Monthly Archives: January 2009

Haggling for Lower Negative Equity

Were you one of the ones that bought off plan in ’06 / ’07 at the height of the property boom and now face coming into ownership of a property valued at much less than you started out with? Cutting your losses and losing a deposit of up to and over €10,000 might be better [...]

Crackdown! Tax Liability on Overseas Property

View Video If you haven’t made any New Years resolution yet, getting your overseas rental tax affairs in order should be one. Although you might think a nice apartment in the Costa del Sol would earn you a nice income during the winter months and have a place to relax in the summer – think again. [...]

Investment Mortgages – Did you know?

So, an investment mortgage is similar to the “normal” or traditional mortgage as we call it, in that it is a loan used to finance a property. However there are few slight differences that you should be aware of. Usually with a “normal” mortgage the amount you can borrow is based upon your salary, but [...]

10 Ways to reduce your Household Bills

As the economic doom and gloom sweeps Ireland everyone is tightening their purse strings. To help combat those dreaded monthly household bills we thought we would help you out by posting some top easy day to day tips to help keep some euro in your pocket. Check all your doors and windows for sneaky draughts [...]

Realistic Expectations When Selling Your Home

Mortgage Relief Fast

Did you know that you are entitled to claim tax relief on the interest you pay on your home mortgage, at the standard rate of 20%?! Known as mortgage interest tax relief at source (TRS) means that from the commencement date to completion day of your loan you can receive monthly relief payments either in [...]

EEK!! Beware of the Hidden Costs

When considering buying property overseas many of us focus on the prospect of continuous sun, sea and sand. We have our suitcases packed and are on the plane before we would even think to budget for the hidden costs that we might have to fork out for. What am I talking about? In many …

Parking Permit Pains

You would think that getting a parking permit would be quite straight forward. You just download the form from your City Council, fill it in and pay the fee, right? Think again. I suppose obviously enough that you have to prove your place of residency to obtain your permit. This is where the pains …

Mortgage Repayment Protection

Mortgage Repayment Protection has been thought of as ‘one of those’ extra insurances not to bother with. In the past you may have been advised to avoid if you could for signing up for a Mortgage Protection Payment. It was seen an extra cost that wasn’t overly necessary and money that could be used for [...]

Rent with Breakfast and Gym Included?

After spoiling myself and reviewing another two Marriott Hotels in Brussels and Amsterdam I am only too delighted to be back in my rented accommodation, with its just bearable heating (as long as your wearing two jumpers) and my almost comfy bed – although not hotel standard I have to admit. But it”s cheap and [...]

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